Young, Beginning & Small Loan Program
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Proud to Be a Cooperative
The United Nations has declared 2012 as the International Year of Cooperatives. The slogan chosen to commemorate the year explains the reason: "Cooperative Enterprises Build a Better World." It's clear that they recognize something we have known all along: The cooperative model works and is beneficial for its member-owners. The U.N. chose to celebrate cooperatives because they are a people- centered approach to economic development around the world. People are always at the center of the cooperative model. The same is true at Panhandle-Plains Land Bank. Our customer- owners are the reason we exist. We have a mission to provide reliable financing to creditworthy borrowers in agriculture and rural America. It's a commitment we take very seriously, because we value As I mentioned in the last issue of Landscapes, this year marks the 95th anniversary of the Farm Credit System. The System was based on the co-op model, and that unique, member-owned approach has proven strong and resilient for almost a century now. It will continue to serve us well as we face new challenges, such as the drastic weather-related difficulties many of our customers encountered this year. The Panhandle and South Plains region is being tested beyond anyone's memory. The long-term drought is generating questions that no one can answer based on experiences: What is to become of the aquifer? Can the drought- and fire-damaged grass recover? Just how much rainfall will be needed to replenish the soil profile? Panhandle-Plains Land Bank can and will do our part to maintain a financially sound and viable association that provides value to our membership. We are financially strong and positioned to be a reliable source of long-term financing for creditworthy borrowers. No matter what we face, we can trust that our cooperative structure will serve us all well. We will join with other co-ops to celebrate cooperatives next year, but we don't need a U.N. declaration to give us reason to be proud of our history and our structure. We know that it works, and we look forward to always sharing our triumphs and success with each of our customer-owners. Thank you for the role you play in making our co-op great! Sincerely, Gregg Lloyd. |
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